The data room
The evidence, open.
Public records are published in full. What we hold on equipment is published as coverage — how much evidence, from where, how fresh. That distinction is deliberate: the public data is not ours to withhold, and the price data is the product.
The library holds 249,805 price points sourced from 7 marketplaces, as of 2026-08-07. Refreshed every 24 hours.
Equipment Library · public_stats.json · sourced-from carries a materiality floor of ten listings
Tax
The rendition is a number you supply. Most people supply the one the software prints.
Texas business personal property is assessed as of January 1 and rendered by April 15. If you render original cost, a district applies a standard depreciation table to it — and that table does not know that a model was superseded or that its secondary market thinned out. An evidenced value is a different input to the same form.
Which of these arguments is actually strongest
An appraisal gets used for three different things. They are not equally defensible, and it would be easy to let you assume they are. Ranked, weakest last.
Excess limit × rate is verifiable on your own declarations page. No claim required, no event required. The cost is recurring and certain, and it is happening now.
The arithmetic is not arguable. But it bites only on an actual partial loss, and only where a coinsurance clause exists rather than Agreed Value. You check which you have; we never assume it.
It stacks three assumptions: that the district's table value exceeds what the evidence actually supports, that the evidence survives a protest, and that the protest actually gets filed. Against zero protest track record at this firm.
Below about $1.8M of assessed value, the tax case does not work
Here is how that number is derived. If a firm gives you a threshold without the arithmetic, ask for the arithmetic.
Annual saving = assessed × 0.20 × 0.022 = assessed × 0.0044 Break-even, year one assessed ≥ $2,500 / 0.0044 = $568,000 3:1 return, year one assessed ≥ $7,500 / 0.0044 = $1,704,000 ≈ $1.8M
The bar is 3:1, not break-even, on purpose. Nobody acts on break-even, and tax is the weakest of the three uses — so the threshold sits where the case still holds if the 20% removal assumption turns out to be wrong. The Offer Book’s own worked example runs at 32%; we set the bar at 20% so it does not depend on the good case.
Tex. Tax Code §22.01, §23.12 · Harris County rate schedule · fee from the published price ladder
THE RENDITION CHAIN
The weakest link here, named by us: This is the weakest of the three findings and we rank it last ourselves. It stacks three assumptions, and this firm has no protest track record.
Texas business personal property is assessed as of January 1 and rendered by April 15.
Tex. Tax Code §22.01, §23.12; Harris County rate schedule
The value used is the one on file at a fixed date, whatever its basis.
Where no evidenced value is rendered, a district applies a standard depreciation table to original cost.
Tex. Tax Code §22.01, §23.12; Harris County rate schedule
The table does not know that a model was superseded, or that its secondary market collapsed.
The combined rate in Harris County is approximately 2.2%.
Tex. Tax Code §22.01, §23.12; Harris County rate schedule
Every dollar of assessed value above evidenced market value costs about 2.2 cents a year, every year, without a loss occurring.
Your county notice states your assessed business personal property value.
Your own county notice
Multiply that figure by the share you believe is overstated, then by 0.022. That is the annual cost of the difference — and whether it is worth protesting is arithmetic you can do before you call us.
What this firm cannot do for you on tax, stated before you ask.
We have no protest track record — none. We cannot promise a reduction, and we cannot hand a report to a protest firm on your behalf without a signed appointment of agent. An appraisal is evidence you may choose to use; it is not a protest service and we do not file one.
The cycle for this year has already run — January 1, April 15, and the protest deadline behind it. That makes tax a reason to engage before January 1, not a reason to buy today. If someone is selling you an appraisal on this year’s taxes after this year’s deadlines have passed, ask them which one they think is still open.
Equipment record
What replaces a machine that has already been replaced.
Your register carries original cost. A policy is asking for replacement cost. For a device still on the market those differ by inflation and configuration; for one that has been superseded they differ by something else entirely, because the thing that replaces it is the current-generation successor at successor pricing.
We do not judge your equipment.
We read the public federal record and report what it says about the equipment on your schedule, with the record’s own definitions attached. We do not decide whether your equipment is sound, compliant, or fit for use — that is not appraisal, and it is not what this firm is qualified or insured to do.
One definition matters more than the rest: in federal usage a recall includes corrections as well as removals — a firm fixing something in the field, not a condemnation of the product. And a record is very often scoped to a lot, a serial range or a manufacturing window, not to a model universally. Anyone who tells you your model is recalled has skipped both of those and is describing something that may not exist.
THE OBSOLESCENCE CHAIN
The weakest link here, named by us: A recall is frequently scoped to a lot, a serial range or a manufacturing window — not to a model universally. We do not judge whether your device is sound.
Your fixed-asset register carries ORIGINAL COST. A property policy is asking for REPLACEMENT COST.
Your own fixed-asset register
For a device still sold, those differ by inflation and configuration. For a superseded one, they differ by something else entirely.
The federal clearance record holds 175,686 device clearance records, and it is where successor identification comes from.
openFDA /device/510k, retrieved 2026-08-07
When a device has been superseded, the thing that replaces it is not it — it is the current-generation successor, at successor pricing.
That gap appears on no document the practice already owns. It is not on the register, not on the rendition, not on the declarations page.
openFDA /device/510k, retrieved 2026-08-07
It is invisible precisely where it matters, because every document in the building was built from the purchase, not from the market.
We read the public record and report what it says about the equipment on your schedule, with the record's own definitions attached.
openFDA /device/classification, retrieved 2026-08-07
We do not decide whether your equipment is sound. We tell you what it would cost to replace what it has been replaced by.
Take the three highest-value lines on your register and find what a dealer currently lists their successors at.
Your own fixed-asset register
The difference between those two figures, on three lines, is the size of the question on the whole schedule.